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Navigating Economic Uncertainty: How to Prepare Financially and the Role of Insurance

As Singapore faces a slight uptick in unemployment and slower employment growth in the first quarter of 2025, many individuals and businesses are feeling the effects of global economic uncertainty. Preliminary data from the Ministry of Manpower (MOM) released on April 28 reveals that total employment grew by only 2,300 between January and March, a […]

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9 Free Budgeting Apps to Help You Manage Your Expenses in 2025

In today’s fast-paced digital world, managing personal finances has become more accessible than ever. With a plethora of budgeting apps available, individuals can now track their expenses, set financial goals, and gain insights into their spending habits—all from the convenience of their smartphones. Whether you’re a budgeting novice or a seasoned financial planner, there’s an

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Financial Blogs Every Singaporean Should Bookmark in 2025 and Beyond

In today’s digital world, we’re bombarded with an overwhelming amount of information. While traditional newspapers have taken a backseat, online platforms are now our go-to for everything we want to know. However, with advertisements pushing their agendas and potentially clouding our financial judgment, many Singaporeans have turned to financial blogs for more independent and practical

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How Young Professionals in Singapore Can Secure a Million-Dollar Retirement

Retiring with a million dollars sounds like a dream, right? But for young professionals in Singapore, it’s actually more achievable than you might think—if you start early and take the right steps. With the rising cost of living, economic uncertainties, and financial responsibilities like supporting aging parents, planning for retirement might feel overwhelming. However, with

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HDB Flats to Remain Affordable Amid Strong Supply Pipeline and Rising Resale Units

In a recent address, National Development Minister Desmond Lee reassured Singaporeans that Housing and Development Board (HDB) flats will remain affordable. This assurance is backed by a robust pipeline of new flats and an anticipated increase in resale units hitting the market in the coming years. As Singapore gears up for its general election, housing

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MediShield Life vs. Integrated Shield Plans: What You Need to Know

When it comes to health insurance in Singapore, one of the most common dilemmas is whether MediShield Life is enough or if an Integrated Shield Plan (IP) is necessary. Some may argue that Singaporeans tend to be kiasu (overly cautious), purchasing additional coverage out of fear rather than necessity. However, with about 70% of Singaporeans

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Downpayment for a Condo in Singapore: What First-Time Buyers Need to Know (2025)

Buying a home in Singapore is no walk in the park. It’s a journey filled with financial planning, eligibility requirements, and important decisions that could shape your future. If you’re here, chances are you’re weighing your options and considering whether purchasing a condominium is a feasible choice for you as a first-time buyer. Understanding the

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A Comprehensive Guide to Mental Wellness Insurance and Financial Support: Can You Get Coverage for Anxiety & Depression?

In recent years, mental health has increasingly become a focal point of discussion and reform, especially in Singapore. With 56.6% of Singaporeans seeking professional help at least once in 2023, the topic is gaining traction, and the government is even considering the establishment of a National Mental Health Office by 2025 to create and implement

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