In today’s dynamic economic landscape, where financial decisions wield significant influence over our daily lives, the importance of financial literacy cannot be overstated. Empowering oneself with the knowledge and skills necessary to navigate the complexities of personal finance is essential for achieving financial wellness Money plays a vital role in the way we our manage […]
Mastering Financial Literacy Using Five Pillars Read More »
Recent findings from a Deloitte survey spanning 46 countries have unveiled a concerning reality: nearly half of millennials and Gen Zers harbor deep concerns regarding their day-to-day finances. Among them, one-third grapple with a pervasive sense of financial insecurity, while over a quarter worry over their capacity to secure retirement income. However, amidst these apprehensions,
Building Wealth in Your Twenties: Mapping Out Your Personal Finances Read More »
In today’s fast-paced world, eating has often become a rushed and mindless activity. With hectic schedules and endless distractions, many of us find ourselves eating on autopilot, barely tasting or appreciating the food we consume. However, experts advocate for a shift towards mindful eating, emphasizing its myriad of health benefits. It’s a practice that encourages
Consuming Your Meals Quickly? Experts Say Mindful Eating Have Healthy Benefits Read More »
In the pursuit of financial independence, the FIRE movement stands as a beacon of empowerment, advocating for disciplined spending and strategic saving to build a robust financial foundation. At its core, FIRE advocates the philosophy of living frugally, regardless of income level, to accumulate wealth for the future. This approach fosters a disciplined mindset and
Navigating Financial Independence: The Strategies Toward FIRE Movement Read More »
The Central Provident Fund (CPF) stands as a cornerstone of financial planning for both Singaporeans and Permanent Residents (PRs), offering a robust social security system designed to address key aspects of life such as retirement, housing, and healthcare. As an employee, contributing to your CPF account is mandatory, serving as a means to build a
Save more with CPF and SRS: A Strategic Guide to Financial Security Read More »
In an era filled with unpredictability, the one certainty we often overlook is the unpredictability of our health. While we can’t foresee every twist and turn our health might take, we can prepare by expressing our care preferences in advance. Imagine a scenario where you’re unable to recognize your surroundings, yourself, or those around you.
A Comprehensive Guide: Advance Care Plan Read More »
Retirement might feel like a distant reality when you’re in your 20s or 30s, but it’s never too early to start planning. Amidst the flurry of career aspirations, personal goals, and day-to-day responsibilities, there’s an undeniable truth: the earlier you start planning for retirement, the better off you’ll be in the long run. In fact,
Give Your Retirement Plan a Head Start: Tips for Building a Secure Financial Future Read More »
Entering your 30s can often feel like a pivotal moment in life, accompanied by a myriad of expectations and societal pressures, particularly regarding relationship status. However, for many individuals, being single in their 30s is not only a choice but also a source of empowerment and liberation. In this article, we explore how to thrive
Living Single: Thriving in Your 30s and Beyond Read More »
In life, uncertainties loom large, and the unexpected can strike at any moment. It is impossible to predict what events or illnesses may come your way. In fact, according to the Ministry of Health, “1 in 2 Singaporeans who are healthy at the age of 65 is at risk of having a long-term disability over
Legacy Planning in Singapore: When is the Best Time to Plan For Your Family? Read More »
Estate planning entails more than just drafting a Will. In Singapore, where Central Provident Fund (CPF) savings play a pivotal role in individuals’ financial security, it’s imperative to understand the significance of a CPF nomination. Unlike assets governed by a Will, CPF savings cannot be distributed according to one’s testamentary wishes. Instead, a CPF
The Importance of a CPF Nomination in Estate Planning Read More »
