Coffee is more than just a beverage—it’s a daily ritual, a morning essential, and sometimes even a social cue. For many, a stop at the local café is part of the routine, whether it’s grabbing a quick kopi before work or splurging on a caramel latte for an afternoon pick-me-up. But here’s the question many […]
Is Making Coffee at Home Really Cheaper? Here’s the Truth Behind the Savings Read More »
Debt consolidation isn’t just some fancy financial term bankers like to throw around. It’s a practical strategy to help you take control of your money. By combining your loans and credit card balances into one single payment—at a lower interest rate—you could simplify your finances and save a good chunk of cash in the process.
How Much Can You Really Save by Consolidating Your Debts? Read More »
If you haven’t been keeping up with the latest CPF developments, now is a good time to start. Major adjustments are being rolled out in 2025, with the aim of strengthening retirement adequacy, improving long-term healthcare planning, and extending greater support to vulnerable groups—including senior workers, platform workers, and those with low retirement savings. Let’s
Major CPF Changes in 2025: What Every Singaporean Needs to Know Read More »
It’s late at night. You or a family member suddenly falls ill. Your regular clinic is closed, and your medicine cabinet is empty. You consider heading straight to the hospital’s A&E, but then remember the long queues, high costs, and the fact that your condition isn’t life-threatening. What do you do? Thankfully, Singapore is home
24-Hour Clinics in Singapore (2025): Your Complete Guide to After-Hours Care and Fees Read More »
As Singapore faces a slight uptick in unemployment and slower employment growth in the first quarter of 2025, many individuals and businesses are feeling the effects of global economic uncertainty. Preliminary data from the Ministry of Manpower (MOM) released on April 28 reveals that total employment grew by only 2,300 between January and March, a
Navigating Economic Uncertainty: How to Prepare Financially and the Role of Insurance Read More »
In today’s fast-paced digital world, managing personal finances has become more accessible than ever. With a plethora of budgeting apps available, individuals can now track their expenses, set financial goals, and gain insights into their spending habits—all from the convenience of their smartphones. Whether you’re a budgeting novice or a seasoned financial planner, there’s an
9 Free Budgeting Apps to Help You Manage Your Expenses in 2025 Read More »
In today’s digital world, we’re bombarded with an overwhelming amount of information. While traditional newspapers have taken a backseat, online platforms are now our go-to for everything we want to know. However, with advertisements pushing their agendas and potentially clouding our financial judgment, many Singaporeans have turned to financial blogs for more independent and practical
Financial Blogs Every Singaporean Should Bookmark in 2025 and Beyond Read More »
Retiring with a million dollars sounds like a dream, right? But for young professionals in Singapore, it’s actually more achievable than you might think—if you start early and take the right steps. With the rising cost of living, economic uncertainties, and financial responsibilities like supporting aging parents, planning for retirement might feel overwhelming. However, with
How Young Professionals in Singapore Can Secure a Million-Dollar Retirement Read More »
In a recent address, National Development Minister Desmond Lee reassured Singaporeans that Housing and Development Board (HDB) flats will remain affordable. This assurance is backed by a robust pipeline of new flats and an anticipated increase in resale units hitting the market in the coming years. As Singapore gears up for its general election, housing
HDB Flats to Remain Affordable Amid Strong Supply Pipeline and Rising Resale Units Read More »
The Hard Truth: The Gender Pay Gap Won’t Close Anytime Soon Let’s start with the bad news: You and I will never live to see the day when men and women are paid equally across the globe. According to the World Economic Forum’s Global Gender Gap Report 2024, the worldwide economic gender gap will take
Why Women Need to Save More for Retirement Than Men Read More »
