Intestacy: What Happens If You Don’t Have An Estate Plan?

Estate planning is an essential part of financial planning that can help you protect and distribute your assets according to your wishes. However, many people neglect this crucial aspect of financial planning, and their families and loved ones are left with significant problems when they die. In the absence of an estate plan, laws come …

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Should You Refinance Your Mortgage? Pros & Cons of Taking Out a New Loan  

When it comes to making wise financial decisions, refinancing your mortgage can be one of the most important ones you’ll ever make. Refinancing an existing loan means replacing it with a new one from a different lender in order to take advantage of better terms and/or rates — potentially resulting in lower monthly payments or …

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Tips for Finding Affordable Homeowners Insurance

Taking action in finding affordable homeowners insurance is important because it not only protects one of your most valuable assets, your home, but it also provides financial security in the event of unexpected events such as natural disasters or accidents.  Without proper coverage, the cost of repairs or rebuilding can be financially devastating. Additionally, many …

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10 Common Mistakes People Make When Writing a Will or Living Trust

Whether we’re talking about finances, it triggers our mind on who should we trust especially we want to help someone we know like our family friends to ensure our saving would help them incase something would happen When it comes to planning for the future, it’s important to make sure that your wishes are accurately …

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