As we move into 2025, economic uncertainties and rising costs are nudging many of us to rethink our financial strategies. Saving money intentionally is no longer just a good habit—it’s a critical skill that can safeguard your future. This guide will walk you through actionable steps to take control of your finances, set meaningful goals, …
As we approach 2025, the importance of having a solid financial plan cannot be overstated. Singapore’s high cost of living, coupled with evolving economic uncertainties, makes it essential to ensure your financial health is robust. Here’s a comprehensive guide to help you build a strong financial foundation in Singapore for the year ahead. Building Strong …
How to Build Strong Financial Foundations for 2025 in Singapore Read More »
The holiday season is a time of joy, celebration, and spending time with loved ones. But it’s also a time when many of us find ourselves overspending, feeling the pressure to buy the perfect gifts, and facing an increase in social obligations. With a little financial savvy, you can navigate the holidays without sacrificing your …
Financial Literacy Tips for a Savvy Holiday Season Read More »
Building wealth is not an overnight endeavor; it requires dedication, strategy, and a clear understanding of how money works. Whether you’re just starting your financial journey or are looking for ways to maintain and grow your wealth over time, reading the right books can provide invaluable insights. Here are five essential books that not …
5 Must-Read Books to Master Wealth Building and Retention Read More »
“Investing” in the Singapore Lottery? The Math Behind Toto and 4D in Singapore $13.12 million. That’s how much one lucky punter walked away with in May 2024—the largest prize money ever won from a single ticket in the history of Singapore’s lottery. Low whistle. The thought of winning such an astronomical amount sure is tempting, …
The Real Odds of Winning: Is Playing the Singapore Lottery Worth It? Read More »
Reaching your 50s can present unique challenges in your career. You might find yourself competing with younger colleagues or grappling with the perception that you’re too experienced—and thus, too expensive—for your company. Add to that the rapid pace of technological change, and it’s easy to feel overwhelmed. However, this stage of your professional life can …
Mastering Your Career in Your 50s: How to Stay Relevant and Thrive Read More »
Obtaining a driver’s license in Singapore is a milestone that brings a sense of freedom and independence. Whether for personal convenience, career opportunities, or simply the joy of driving, the road to getting a license is filled with both excitement and expenses. However, it’s essential to understand that this process comes with a financial commitment …
The True Cost of Getting a Driver’s License in Singapore (And What You Should Know) Read More »
It’s often said, “You are the average of the five people you spend the most time with.” While this idea can motivate personal growth, it also speaks volumes about how the people around you influence your spending habits. Whether it’s trying to keep up with friends, engaging in group activities, or dealing with the emotional …
Impulse Spending: Short-Term Relief, Long-Term Consequences Read More »
It’s often said, “You are the average of the five people you spend the most time with.” While this idea can motivate personal growth, it also speaks volumes about how the people around you influence your spending habits. Whether it’s trying to keep up with friends, engaging in group activities, or dealing with the emotional …
How Your Friends and Social Circle Shape Your Spending Habits Read More »
The announcement that the CPF Special Account (SA) will be closed from early 2025 for individuals aged 55 and above has caused concern among some CPF members. Many of these members are “CPF-rich,” having counted on the SA’s risk-free interest of 4.08% p.a. and the ability to withdraw funds anytime after setting aside the Full …
The End of the CPF Special Account – What Comes Next? Read More »
