Building wealth is not an overnight endeavor; it requires dedication, strategy, and a clear understanding of how money works. Whether you’re just starting your financial journey or are looking for ways to maintain and grow your wealth over time, reading the right books can provide invaluable insights. Here are five essential books that not […]
5 Must-Read Books to Master Wealth Building and Retention Read More »
“Investing” in the Singapore Lottery? The Math Behind Toto and 4D in Singapore $13.12 million. That’s how much one lucky punter walked away with in May 2024—the largest prize money ever won from a single ticket in the history of Singapore’s lottery. Low whistle. The thought of winning such an astronomical amount sure is tempting,
The Real Odds of Winning: Is Playing the Singapore Lottery Worth It? Read More »
Reaching your 50s can present unique challenges in your career. You might find yourself competing with younger colleagues or grappling with the perception that you’re too experienced—and thus, too expensive—for your company. Add to that the rapid pace of technological change, and it’s easy to feel overwhelmed. However, this stage of your professional life can
Mastering Your Career in Your 50s: How to Stay Relevant and Thrive Read More »
Obtaining a driver’s license in Singapore is a milestone that brings a sense of freedom and independence. Whether for personal convenience, career opportunities, or simply the joy of driving, the road to getting a license is filled with both excitement and expenses. However, it’s essential to understand that this process comes with a financial commitment
The True Cost of Getting a Driver’s License in Singapore (And What You Should Know) Read More »
It’s often said, “You are the average of the five people you spend the most time with.” While this idea can motivate personal growth, it also speaks volumes about how the people around you influence your spending habits. Whether it’s trying to keep up with friends, engaging in group activities, or dealing with the emotional
Impulse Spending: Short-Term Relief, Long-Term Consequences Read More »
It’s often said, “You are the average of the five people you spend the most time with.” While this idea can motivate personal growth, it also speaks volumes about how the people around you influence your spending habits. Whether it’s trying to keep up with friends, engaging in group activities, or dealing with the emotional
How Your Friends and Social Circle Shape Your Spending Habits Read More »
The announcement that the CPF Special Account (SA) will be closed from early 2025 for individuals aged 55 and above has caused concern among some CPF members. Many of these members are “CPF-rich,” having counted on the SA’s risk-free interest of 4.08% p.a. and the ability to withdraw funds anytime after setting aside the Full
The End of the CPF Special Account – What Comes Next? Read More »
Starting a family is one of life’s most joyful milestones, but it also brings new financial responsibilities. For new families in Singapore, smart financial planning is crucial to ensure long-term stability and security. Whether you’re adjusting to parenthood or planning for your family’s future, taking early steps to manage your finances can set the foundation
Smart Financial Planning Tips for New Families: Build a Secure Future Read More »
CPF top-ups have always been a valuable method for increasing your retirement savings and those of your loved ones. Now, with the introduction of CPF’s Matched Retirement Savings Scheme (MRSS), you can enhance your CPF Retirement Account (RA) and receive extra support from the government. The MRSS offers eligible individuals up to S$600 per year
Maximizing Your Retirement Savings with the Matched Retirement Savings Scheme (MRSS) Read More »
Navigating the complexities of a critical illness in Singapore can be an overwhelming experience, marked by significant financial, emotional, and social challenges. The high cost of medical treatment, coupled with the potential loss of income and the strain on family members, creates a perfect storm of stress and uncertainty. Many Singaporeans find themselves financially unprepared
