CNY Ang Bao Guide in Singapore (2025): Ang Bao Rates, Where to Get Notes, and More

As Singapore prepares to welcome the Year of the Snake, it’s time to gear up for one of the most cherished traditions of Chinese New Year (CNY): giving and receiving ang baos. Whether you’re a seasoned ang bao giver or a newlywed navigating this cultural practice for the first time, here is a comprehensive guide to CNY ang bao rates, where to get new notes, and other tips to help you celebrate the festive season smoothly.

What is the CNY Ang Bao Hierarchy?

CNY Ang Bao Guide in Singapore (2025): Ang Bao Rates, Where to Get Notes, and More

The ang bao tradition reflects the deeply ingrained values of respect and filial piety in Chinese culture. Typically, parents and in-laws receive the largest ang baos, symbolizing gratitude for their care and blessings. Siblings and close relatives follow in the hierarchy, with smaller amounts generally reserved for distant relatives, friends’ children, and casual acquaintances.

Here’s a general guide to ang bao rates:

  • Parents and in-laws: $88 to $288 or more, depending on your financial capability.
  • Siblings and close relatives: $20 to $88.
  • Distant relatives’ children: $6 to $10.
  • Colleagues’ or friends’ children: $6 to $8.

Pro tip: Peers and unmarried friends typically don’t exchange ang baos, so don’t feel obligated to give unless it’s part of your personal or family tradition.

How Much Should You Give to Distantly Related Kids?

For kids you’re not closely acquainted with, a modest amount, such as $6 or $8, is appropriate. While generosity is appreciated, it’s equally important to factor in your financial situation. Consider preparing a set of standardized ang baos with small denominations to avoid last-minute stress. These can be your go-to for unexpected encounters, such as running into acquaintances at a mall.

Auspicious Numbers and What to Avoid

In Chinese culture, numbers hold significant meaning, and ang bao amounts are no exception. Here’s a quick guide to selecting auspicious amounts:

  • Favorable numbers: Amounts ending in 0, 2, 6, or 8 (e.g., $8, $20, $28) are seen as bringing good luck.
  • Numbers to avoid: Avoid amounts ending in odd numbers, especially $4, as the pronunciation of “4” in Chinese sounds similar to “death.”

By choosing thoughtful amounts, you’ll win points with the elders while keeping the tradition alive.

Is There an Age Limit for Receiving Ang Baos?

Contrary to popular belief, ang baos are given not based on age but marital status. Unmarried individuals, regardless of their age, are eligible to receive ang baos. However, as recipients grow older, they might feel uncomfortable accepting ang baos from younger givers.

It’s common for families to set informal age or employment thresholds, such as stopping ang baos once someone begins earning a living. Ultimately, the practice varies by family, and it’s advisable to check with elders for guidance.

Should Ang Baos Be Opened in Public?

No, ang baos should never be opened in front of the giver. In Chinese culture, this is considered impolite and disrespectful. Children should be taught to accept ang baos with gratitude and open them discreetly at home. This practice emphasizes the symbolic value of the gesture over the monetary contents.

Where to Get Free Ang Bao Sleeves

Ang bao sleeves, often adorned with festive designs, are essential for presenting red packets. The easiest way to get free sleeves is from banks. Customers can collect these when withdrawing new or “Fit-for-Gifting” notes during the CNY period. Relationship managers can also assist in obtaining them.

Aside from banks, some retail brands, supermarkets, and petrol stations distribute unique ang bao sleeves to customers. For those looking for creative designs, customized options are available on e-commerce platforms like Shopee and Taobao or at heartland shops.

Pre-Ordering New or “Fit” Notes

Chinese New Year is synonymous with fresh starts, and gifting crisp new notes in ang baos is a symbolic gesture of good fortune. However, in recent years, Singapore’s Monetary Authority has promoted the use of “Fit-for-Gifting” notes as part of a sustainability initiative. These notes are clean, crisp, and suitable for gifting, reducing the demand for newly printed currency.

Here’s how and where to pre-order new or fit notes in 2025:

  1. DBS/POSB
    • Pre-order dates: First period: 7-12 Jan (fully booked), Second period: 13-19 Jan
    • Collection dates: First period: 14-20 Jan, Second period: 21-27 Jan (excluding weekends)
    • Limits: $800 for new notes, $1,400 for fit notes
  2. Maybank
    • Pre-order starts: 14 Jan, 9 am (while stocks last)
    • Collection period: 14-27 Jan
    • Limit: $1,200 (1 Fortune Bundle comprising 100 pieces of $10 notes and 100 pieces of $2 notes)
  3. OCBC
    • Pre-order dates: First period: From 7 Jan (fully booked), Second period: 14-17 Jan
    • Collection dates: First period: 14-21 Jan, Second period: 22-27 Jan

Pre-ordering is typically done online via the banks’ websites or mobile apps. Walk-ins are allowed only for the elderly (aged 60 and above) and persons with disabilities.

Exploring E-Ang Baos

For tech-savvy individuals, e-ang baos offer a modern twist to this age-old tradition. Platforms like DBS PayLah! and OCBC PayAnyone enable users to send digital red packets conveniently. Some of these platforms even include festive features, such as customizable messages and virtual envelopes.

Additionally, certain campaigns offer cash incentives for using e-ang baos, such as cashback or chances to win lucky draw prizes. This option not only reduces the hassle of handling physical cash but also aligns with sustainability efforts.

 

Tips for Navigating Ang Bao Season

How to Intentionally Save Money in 2025
  1. Budget Wisely
    • Calculate your total budget based on the number of ang baos you plan to give and allocate amounts according to the hierarchy. This ensures you stay within your means while being generous.
  2. Prepare Early
    • Pre-order notes well in advance to avoid last-minute stress. Have a mix of denominations ready for various recipients.
  3. Keep Extras Handy
    • Always carry a few spare ang baos in your bag during the CNY period. This will save you from awkward moments when you unexpectedly meet someone who should receive one.
  4. Involve the Family
    • If you have children, involve them in the process of preparing ang baos. It’s an excellent way to teach them about cultural traditions and the importance of giving.
  5. Opt for Digital Alternatives
    • Consider using e-ang baos for convenience and as a nod to sustainability. This option is particularly suitable for younger recipients who are familiar with digital platforms.

Conclusion

The tradition of giving ang baos is a meaningful way to spread blessings and joy during Chinese New Year. While the financial commitment can be significant, planning ahead and embracing sustainable practices like using fit notes or e-ang baos can make the process smoother. Remember, the value of an ang bao lies not in the amount, but in the thought and care behind it.

Ready to take control of your financial future?

CNY Ang Bao Guide in Singapore (2025): Ang Bao Rates, Where to Get Notes, and More

Consider scheduling a financial health check with a Financial Advisor. Whether you’re just starting your financial journey or looking to optimize your existing plan, a Financial Advisor can provide personalized guidance tailored to your unique goals and circumstances.