Li Chun 2025: The Most Auspicious Date and Time to Deposit Money This Chinese New Year 2025

1. What is Li Chun, and Why Should I Deposit Cash on It?

Li Chun, which translates to “Beginning of Spring,” marks the first day of spring in the Chinese solar calendar. It symbolizes a fresh start, renewal, and a time for new beginnings—qualities that are believed to invite good fortune and prosperity. As part of this tradition, depositing money on Li Chun is thought to signify a steady flow of wealth for the year ahead, much like the continuous cycle of seasons.

While this practice is relatively new, having gained traction in Singapore through bank promotions in the early 2000s, it’s still widely followed today. In fact, some believe it’s a key way to align your financial destiny with the upcoming year, ensuring a prosperous future.

However, the custom isn’t as widespread in other parts of Asia, such as China, where Li Chun traditions are more focused on activities like eating spring rolls and balancing eggs upright rather than heading to the bank to make a deposit. So, this practice is quite unique to Singapore and has become an annual ritual for many locals.

2. When is Li Chun 2025?

This year, Li Chun will fall on February 4, 2025. But timing is crucial. It’s not enough to simply deposit your money on that day; you’ll need to choose the right time to make your deposit based on your zodiac sign to maximize the auspicious energy.

Feng Shui masters recommend specific hours during Li Chun that are most favorable for each zodiac sign. According to the feng shui experts at Way Feng Shui, the times are associated with each zodiac sign’s alignment with the celestial energy that day.

Here’s a guide to the best times to deposit money during Li Chun 2025 based on your zodiac sign:

• Rat: Between 11:00 AM and 1:00 PM
• Ox: Between 1:00 PM and 3:00 PM
• Tiger: Between 3:00 PM and 5:00 PM
• Rabbit: Between 5:00 PM and 7:00 PM
• Dragon: Between 7:00 PM and 9:00 PM
• Snake: Between 9:00 PM and 11:00 PM
• Horse: Between 11:00 PM and 1:00 AM (on February 5)
• Goat: Between 1:00 AM and 3:00 AM (on February 5)
• Monkey: Between 3:00 AM and 5:00 AM (on February 5)
• Rooster: Between 5:00 AM and 7:00 AM (on February 5)
• Dog: Between 7:00 AM and 9:00 AM (on February 5)
• Pig: Between 9:00 AM and 11:00 AM (on February 5)

In addition to the perfect timing, feng shui masters also suggest wearing specific colors to align with the energy of your zodiac sign. For example, Rats might want to wear yellow or gold, while Tigers should opt for red or orange to enhance their luck.

3. Li Chun 2025: Must I Deposit Cash in Person, or Can I Do Online Banking?

If you want to avoid the crowds, you’ll be happy to know that online banking is just as effective as physically going to the bank to make your deposit. While the tradition of depositing money on Li Chun may have started with in-person visits to the ATM or bank, modern technology allows us to enjoy the same auspicious effects from the comfort of our own homes.

According to the Way Feng Shui experts, E-Chun, or electronic Li Chun deposits, are just as beneficial as traditional ones. This shift acknowledges the changing ways in which people manage their finances today, and online banking offers a convenient and efficient method to mark the occasion.

But if you prefer a more traditional approach or enjoy the ritual of physically going to the bank, you can certainly do so. The key is to make sure you do it at the right time for your zodiac sign.

4. “Huat” Are the Best Savings Accounts to Open for Li Chun 2025?

Since you’re already focused on your finances this Li Chun, why not also review your savings account? It’s a good idea to ensure that your money is earning the best possible returns over the course of the year. Here are some of the highest interest savings accounts in Singapore that could help you make the most of your money in 2025:

• UOB One Account: Offers up to 4% per annum on the first $150,000 you deposit, ideal for those who credit their salary and make regular credit card payments.
• OCBC 360 Account: With an effective interest rate of up to 4.40% per annum on the first $75,000, this account rewards regular savers who meet specific criteria, such as crediting at least $1,800 in salary and saving a minimum of $500 each month.
• DBS Multiplier Account: While it doesn’t offer as high an interest rate as the previous two, it still provides up to 3.8% per annum on your savings and is convenient for DBS account holders.
• CIMB FastSaver Account: This account offers an impressive 5.2% per annum on your first $25,000, making it the lowest effort savings account for anyone looking to grow their wealth effortlessly.

These accounts could help you maximize the financial growth that you’re setting in motion on Li Chun!

5. How Else Can I Grow My Money on Li Chun 2025?

While depositing money on Li Chun may bring symbolic luck, there are more practical ways to ensure your money grows in 2025. Consider using this auspicious time to invest in opportunities that will generate returns over time. Here are a few options to consider:

• Fixed Deposit Accounts: Secure and low-risk, fixed deposits offer a guaranteed return on your money for a fixed period.
• Regular Savings Plans: These plans allow you to set aside a fixed amount regularly, helping you build your wealth over time.
• Singapore Savings Bonds (SSBs) or Treasury Bills (T-Bills): Both of these government-backed options are low-risk and provide a guaranteed return.
• Robo-Advisors: Invest your money with minimal effort by using robo-advisor platforms that manage your investments based on your risk preferences.
• Insurance Savings Plans: These plans combine insurance coverage with savings, offering both protection and growth for your money.

If you prefer a low-risk strategy, consider sticking with savings accounts or government bonds. For those feeling a little more adventurous, equity investments or mutual funds may offer higher returns, though they come with greater risk.